CAP-003 — Multi-currency wallet (USD, EUR, GBP, SGD, JPY)

Category	Money & payments
Business goal	BG-002
Satisfying module	MOD-002 Core account engine · MOD-025 FX rate lock
Mode	AUTO
BD owner	BD06 Payments
Human needed	No

Sub-wallets denominated in USD, EUR, GBP, SGD, and JPY, held under the same account relationship. Customers can hold foreign currency at a locked rate without exposure to intraday FX movements. MOD-002 maintains separate sub-account ledgers per currency; MOD-025 handles rate lock and atomic settlement on currency conversions.