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Customer App & Back Office Platform

System ID SD08
Repo bank-app
Business domain BD01
Tech owner Product Engineering
Build status Not started

The customer-facing mobile/web application and the back office agent platform — both served from a single codebase with mode-aware rendering.

Modules

ID Name Status ADR
MOD-049 Consent capture module Not started ADR-004, ADR-019
MOD-050 Disclosure enforcement module Not started ADR-004, ADR-012
MOD-051 Financial automation rules engine Not started ADR-018, ADR-020
MOD-052 Role-scoped data access Not started ADR-004
MOD-053 Case & complaint management Not started ADR-011
MOD-054 Call recording & transcript attachment Not started ADR-019

For full module specifications and acceptance criteria, see module specifications.

Architecture

See ADR-004 for the single-codebase dual-mode design decision and the back office superset pattern.

Critical constraints

  1. MOD-049 consent capture is a hard GATE — no product feature may be activated without recorded customer consent.
  2. MOD-050 disclosures must be rendered before any credit or investment product is offered.
  3. MOD-052 role-scoped access must enforce the principle of least privilege — back office agents see only what their role requires.
  4. MOD-054 call recordings must be stored in compliance with PRI-001 and CON-007 retention requirements.

Modules

Module Name Status Policies
MOD-049 Open banking consent management Deployed PRI-001 · CON-007 · AML-010
MOD-050 Disclosure enforcement module Deployed CON-004 · CRE-002 · PAY-004 · CON-005 · CON-009
MOD-051 Financial automation rules engine Not started CON-001 · PAY-001 · CON-005
MOD-052 Role-scoped data access Deployed DT-001 · PRI-001 · AML-006
MOD-053 Case & complaint management module Deployed CON-002 · CON-003 · REP-001
MOD-054 Call recording & transcript attachment Not started CON-004 · PPL-003 · GOV-006
MOD-064 Operations work queue Not started GOV-002
MOD-068 Authentication & session management Deployed DT-002 · PRI-001
MOD-069 Customer app shell Deployed CON-005
MOD-070 Transaction history & search Deployed CON-005 · GOV-006
MOD-071 Payment initiation Deployed PAY-001 · CON-005
MOD-072 Customer profile & settings Deployed PRI-001 · CON-001
MOD-073 Document vault Deployed PRI-001 · PRI-003
MOD-074 Back-office customer 360 Deployed GOV-002 · PRI-003
MOD-077 Account dashboard & insight feed Deployed CON-005
MOD-078 Card & account controls Not started PAY-005 · CON-001
MOD-083 Agent assist & compliance coaching panel Not started CON-002 · GOV-007
MOD-090 Auto rules engine Not started PRI-001
MOD-091 Receipt processor Not started PRI-001
MOD-108 Product offer engine Not started CON-006 · CON-004 · CON-001 · PRI-001
MOD-109 Product deal engine Not started CON-006 · CON-004 · CON-001
MOD-113 Statement generation Not started CON-004 · CON-005
MOD-126 Power of attorney and third-party authority Not started CON-003 · AML-002 · PRI-001 · GOV-006
MOD-127 Product configuration panel Deployed GOV-006 · CON-005 · REP-002 · GOV-007
MOD-129 Teller operations and branch cash management Not started AML-005 · PAY-001 · GOV-006 · CON-001
MOD-131 Mutual governance and AGM administration Not started GOV-001 · CON-001 · REP-002 · GOV-006
MOD-138 Deceased customer and estate management Not started PRI-001 · GOV-006 · CON-003 · AML-002
MOD-139 Financial hardship formal variation workflow Not started CON-008 · CON-004 · CRE-004 · CON-003
MOD-142 Deposit guarantee scheme disclosure Not started CON-005 · REP-007 · CON-001 · REP-004
MOD-146 Restricted activities enforcement Not started GOV-010 · REP-001
MOD-148 Privacy access request (DSAR) workflow Not started PRI-001 · PRI-003 · PRI-006
MOD-151 Risk case console Not started OPS-003 · GOV-008 · GOV-006 · DT-005
MOD-155 Target Market Determination (AU DDO) Not started CRE-008 · CON-006 · CON-001
MOD-164 Facility component self-service Not started CON-005 · CRE-009
MOD-177 SD06 risk dashboard renderer Not started DT-001 · GOV-003

Compiled 2026-05-22 from source/entities/system-domains/SD08.yaml