AU: APS 330 Public Disclosure¶


Regulator	APRA
Jurisdiction	AU
Status	live
Applicability	Platform

Prudential Standard APS 330 Public Disclosure implements the Basel III Pillar 3 public disclosure framework for Australian ADIs. It requires ADIs to publish quantitative and qualitative information about capital adequacy, risk-weighted assets, leverage, liquidity, and remuneration on prescribed schedules. Large ADIs (Significant Financial Institutions) have more extensive quarterly requirements; smaller ADIs have a lighter regime. Disclosures must be published on the ADI's website and board-approved where required.

Key disclosures include: CET1, Tier 1 and total capital ratios; RWA by asset class and risk type; leverage ratio; Liquidity Coverage Ratio; Net Stable Funding Ratio; credit risk exposures; and remuneration policy and outcomes. Quarterly disclosures are due within 30 days of period end; the annual Pillar 3 report is due within 4 months of financial year end.

Compliance register¶

This register maps every material obligation under the standard to the platform control or institutional process that satisfies it. It is the static traceability layer for the Totara compliance report — dynamic data (module build status, test evidence, control test dates) is overlaid at runtime.

Scope legend¶

Symbol	Meaning
🤖 Automated	Platform enforces or performs the obligation. Primary control mode is GATE, AUTO, CALC, or ALERT. Human action is not required in the normal case.
📊 Evidenced	Platform captures the evidence trail automatically. Human compliance decision sits on top. Primary control mode is LOG.
🏛 Institutional	Obligation is met by a process entirely outside the platform — training programmes, board governance, HR, legal. Platform may generate evidence inputs but does not own the process.
N/A	Obligation does not apply to this deployment configuration.

Build legend¶

Symbol	Meaning
✅	Module built and deployed
🔨	Module planned — not yet built (`build_status: Not started`)
❌	Uncontrolled gap — no module attributed

Part 2 — Disclosure requirements¶

Ref	Obligation	Scope	Policy	Platform controls	Build
Para 13	Quarterly disclosure — CET1 ratio, Tier 1 ratio, total capital ratio, and capital composition by component	🤖 Automated	CLQ-006	MOD-036 (AUTO) — regulatory return builder compiles capital composition from Snowflake data on schedule, no manual extraction; MOD-080 (CALC) — Snowflake analytical layer provides the CET1, Tier 1, and RWA source figures	🔨
Para 14	Quarterly disclosure — RWA by asset class (credit risk, market risk, operational risk)	🤖 Automated	CLQ-006	MOD-036 (AUTO) — RWA template populated automatically from risk-weighted asset engine outputs; MOD-080 (CALC) — per-class RWA computed in Snowflake	🔨
Para 15	Quarterly disclosure — Leverage ratio	🤖 Automated	CLQ-006	MOD-036 (AUTO) — leverage ratio included in the quarterly return template; computed from on-balance-sheet and off-balance-sheet exposures in Snowflake	🔨
Para 16	Quarterly disclosure — Liquidity Coverage Ratio	🤖 Automated	CLQ-006	MOD-036 (AUTO) — LCR included in the quarterly disclosure template; sourced from the liquidity calculator; MOD-080 (CALC) — LCR computed nightly in Snowflake	🔨
Para 17	Quarterly disclosure — Net Stable Funding Ratio	🤖 Automated	CLQ-006	MOD-036 (AUTO) — NSFR included in the quarterly disclosure template; sourced from the NSFR computation module in Snowflake	🔨
Para 18	Annual Pillar 3 report — full qualitative and quantitative disclosure: risk governance, credit risk, market risk, operational risk exposures	🤖 Automated	CLQ-006	MOD-036 (AUTO) — annual Pillar 3 data compilation from Snowflake, structured to APRA QIS templates; MOD-080 (CALC) — full-year Snowflake feeds provide the underlying data for all quantitative tables	🔨
Para 19	Remuneration disclosures — annual disclosure of remuneration policy, aggregate outcomes, and deferred remuneration arrangements	🏛 Institutional	CLQ-006	Remuneration data originates in the HR system, not the platform. Platform has no role in producing or publishing remuneration disclosures.	—
Para 20	Disclosures must use APRA-prescribed QIS templates	🤖 Automated	CLQ-006	MOD-036 (AUTO) — template selector applies jurisdiction-appropriate APRA QIS template for each return type; template version is configuration-controlled	🔨
Para 21	Disclosures must be published on the ADI's website within prescribed timeframes (quarterly: 30 days; annual: 4 months)	🏛 Institutional	CLQ-006	Publication to the public website is a communications and governance process. MOD-036 produces the completed data package; website publication is institutional.	—
Para 22	Board must approve the annual Pillar 3 report before publication	🏛 Institutional	CLQ-006	Board approval is a governance process. MOD-036 produces the board-ready report package; approval and sign-off are institutional.	—

Institutional obligations (not platform scope)¶

The following obligations under APS 330 are the responsibility of the institution, not the platform. The platform may generate evidence inputs but does not own these processes.

Obligation	Owner	Platform evidence input
Board approval of annual Pillar 3 report	Board	MOD-036 produces the board-ready data package
Publication of disclosures on ADI website within prescribed timeframes	CFO / Communications	MOD-036 provides the completed data package for publication
Remuneration disclosures — data sourcing, narrative, and publication	Chief People Officer / Board Remuneration Committee	Platform has no remuneration data — entirely HR/board scope
Qualitative narrative sections (risk governance, strategy, risk appetite)	CFO / CRO	MOD-150 provides RAF dashboard data; narrative is institutional

Coverage summary¶

Area	Total obligations	Platform automated 🤖	Platform evidenced 📊	Institutional 🏛	N/A
Quantitative disclosures (capital, RWA, liquidity)	7	7	0	0	0
Publication and governance	3	0	0	3	0
Total	10	7 (70%)	0 (0%)	3 (30%)	0 (0%)

The quantitative core of APS 330 is fully automated through MOD-036 and MOD-080. Board approval and publication are institutional. All attributed modules are currently build_status: Not started.

Policy	Title
CLQ-006	Capital Disclosure & Reporting Policy

See D01 Capital & Liquidity for the full risk domain.

Official documentation¶

Policies referencing this standard¶

CLQ-006 — Capital Disclosure & Reporting Policy

Compiled 2026-05-22 from source/entities/regulations/au-aps-330.yaml