CAP-005 — International wire transfers (SWIFT)

Category	Money & payments
Business goal	Not yet linked to a business goal
Satisfying module	MOD-022 Payment processing · MOD-026 IFTI/CMIR trigger
Mode	GATE
BD owner	BD06 Payments
Human needed	No

Cross-border wire transfers via SWIFT to any bank globally. The payment engine validates the instruction, routes via the correspondent banking network, and triggers IFTI/CMIR reporting obligations automatically for qualifying transfers. Payments are gated on AML and sanctions screening before dispatch.