CAP-010 — Apple Pay & Google Pay

Category	Money & payments
Business goal	Not yet linked to a business goal
Satisfying module	MOD-021 Payment limit & velocity controller
Mode	AUTO
BD owner	BD06 Payments
Human needed	No

Contactless mobile payments via Apple Pay and Google Pay digital wallets. The card is provisioned to the wallet during onboarding; no physical card is required for contactless transactions. Every mobile wallet payment passes through the standard payment validation and velocity controls before posting.