CAP-020 — Predicted upcoming payments

Category	Insights & intelligence
Business goal	Not yet linked to a business goal
Satisfying module	MOD-077
Mode	AUTO
BD owner	BD01 Customer
Human needed	No

A forward-looking view of expected debits in the next 30 days, inferred from scheduled payments, recurring direct debits, and historical pattern detection (e.g., regular monthly subscriptions). Helps customers anticipate cash flow and avoid accidental overdrafts. Updated nightly as new transactions establish or confirm patterns.