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CAP-022 — Unusual transaction alert

Category Insights & intelligence
Business goal BG-003
Satisfying module MOD-023 Transaction fraud scorer
Mode ALERT
BD owner BD01 Customer
Human needed Review

An alert triggered when a transaction scores above the customer-specific anomaly threshold — unusual merchant, unusual amount, unusual geography, or unusual time pattern. The fraud scorer evaluates every transaction in real time; the alert reaches the customer's device within seconds of posting. The customer can confirm (nothing to action) or dispute directly from the alert notification.