CAP-025 — Automated regulatory reporting pipeline

Category	Operational automation
Business goal	BG-009
Satisfying module	MOD-036 Prudential return builder
Mode	AUTO
BD owner	BD09 Technology
Human needed	Review only

Automated generation of all required regulatory returns (RBNZ BS-series, APRA ARS, AUSTRAC annual compliance data) from the Snowflake data pipeline without manual data assembly. Every figure in every return is traceable to source ledger entries. The CFO and CRO review and approve the pre-assembled pack; they do not assemble it.