CAP-043 — Transparent FX markup display

Category	Fees & pricing
Business goal	BG-002
Satisfying module	MOD-025 FX rate lock & settlement
Mode	AUTO
BD owner	BD04 Product
Human needed	No

Every FX transaction screen shows the mid-market rate, the bank's spread, and the all-in rate the customer will pay — before confirmation. There is no post-confirmation rate revision. MOD-025 fetches the live mid-market rate and applies the published spread configuration, displaying both components explicitly. The spread is the bank's stated fee, not a hidden margin.