CAP-047 — NZ/AU resident onboarding

Category	Onboarding & access
Business goal	BG-001
Satisfying module	MOD-009 eIDV & document verification
Mode	GATE
BD owner	BD01 Customer
Human needed	No

Onboarding configured for residents of New Zealand and Australia, using the appropriate identity document verification providers, address verification, and CDD requirements for each jurisdiction. NZ customers are verified against the DIA DVS; AU customers against the Document Verification Service (DVS AU). Jurisdiction detection is automatic based on the document type presented and the customer's declared address.