CAP-048 — Automated direct debit migration

Category	Onboarding & access
Business goal	BG-014
Satisfying module	MOD-022 Payment processing
Mode	AUTO
BD owner	BD01 Customer
Human needed	No

Automated transfer of the customer's existing direct debit mandates from their previous bank to the new account. Where Open Banking data retrieval is available (CDR Data Holders), the mandate list is pre-populated from the customer's consent to share data from their existing bank. The customer reviews and confirms; the new mandates are registered with originators automatically.