CAP-053 — Round-up savings (spare change)

Category	Saving & wealth
Business goal	Not yet linked to a business goal
Satisfying module	MOD-051 Automation rules engine
Mode	AUTO
BD owner	BD01 Customer
Human needed	No

Every card transaction is rounded up to the nearest dollar (or a customer-chosen increment) and the difference swept automatically to a nominated savings pot. For example, a NZD 4.60 coffee purchase sweeps NZD 0.40 to savings. The automation rules engine triggers the sweep as a separate transaction immediately after each eligible purchase.