CAP-062 — CDD automatic tier assignment

Category	Intelligence & automation (platform)
Business goal	BG-001
Satisfying module	MOD-010 CDD tier assignment engine
Mode	AUTO
BD owner	BD01 Customer
Human needed	No

Automatic assignment of a Customer Due Diligence risk tier (Simplified, Standard, or Enhanced) based on the eIDV confidence score, PEP/sanctions screening result, and customer-declared information — without agent discretion. The CDD engine applies the bank's risk appetite rules consistently to every customer; no two customers with the same risk profile receive different tiers. EDD-tier customers are automatically routed to the enhanced review queue.