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CAP-070 — Real-time capital ratio engine (CET1/RWA)

Category Intelligence & automation (platform)
Business goal BG-007
Satisfying module MOD-033 RWA & capital ratio engine
Mode CALC
BD owner BD03 Treasury
Human needed Review only

Continuous computation of the bank's CET1 capital ratio and risk-weighted assets from live ledger data, updated at least daily and available on demand. The RWA engine applies Basel III standardised risk weights to every asset class on the balance sheet; the capital ratio is the result of capital instruments divided by RWA. The CRO and CFO review the dashboard; they do not compute the ratio.