CAP-077 — Credit Limit Management & Utilisation

Category	Credit & structured products
Business goal	Not yet linked to a business goal
Satisfying module	MOD-028
Mode	CALC
BD owner	BD05 Credit
Human needed	Review only

Tracks drawn and available balance against each customer's approved credit limit, enforcing hard stops when utilisation would breach the limit. The engine updates in real time as transactions post, preventing overdraw and supporting dynamic limit increases approved by credit policy.