CAP-079 — Interest Accrual & Capitalisation

Category	Credit & structured products
Business goal	Not yet linked to a business goal
Satisfying module	MOD-005
Mode	CALC
BD owner	BD05 Credit
Human needed	No

Calculates daily interest on outstanding loan balances and, where the product type requires it (e.g. reverse mortgages), capitalises unpaid interest back onto the principal. Accruals post to the ledger nightly and are fully auditable against the originating rate terms.