CAP-080 — Contingent Obligation Management

Category	Credit & structured products
Business goal	Not yet linked to a business goal
Satisfying module	MOD-020
Mode	LOG
BD owner	BD05 Credit · BD06 Payments
Human needed	Review only

Represents off-balance-sheet obligations — guarantees, letters of credit, committed undrawn facilities — as first-class ledger structures with defined trigger conditions. Tracks exposure against regulatory capital limits and flags approaching thresholds for credit risk review.