CAP-087 — Conditional fund holding & release (escrow)

Category	Credit & structured products
Business goal	Not yet linked to a business goal
Satisfying module	MOD-020
Mode	GATE
BD owner	BD06 Payments
Human needed	Review only

Holds funds in a restricted state and releases them only when all defined conditions are satisfied (date, event, counterparty confirmation). Condition evaluation is automated; release posts atomically to both parties' accounts with a full audit trail.