CAP-116 — Linked external account management

Category	Customer experience
Business goal	Not yet linked to a business goal
Satisfying module	MOD-072
Mode	AUTO
BD owner	BD01 Customer
Human needed	No

Allows the customer to link external bank accounts for balance visibility in the net worth dashboard and as a source for payment initiation. Linking requires the customer to authenticate with the external institution via CDR or open banking consent. Linked accounts can be viewed and unlinked at any time; unlinking revokes the associated data access consent.