CAP-117 — Document upload & secure storage

Category	Customer experience
Business goal	Not yet linked to a business goal
Satisfying module	MOD-073
Mode	AUTO
BD owner	BD01 Customer
Human needed	No

Accepts customer document uploads (identity documents, payslips, signed contracts) and stores them encrypted against the customer record. Documents are linked to the relevant entity (KYC record, loan application, trade instrument) so they can be retrieved in context by both the customer and authorised bank staff. Retention schedules are enforced automatically.