CAP-118 — Statement generation & download

Category	Customer experience
Business goal	Not yet linked to a business goal
Satisfying module	MOD-073
Mode	AUTO
BD owner	BD01 Customer
Human needed	No

Generates official bank statements on demand for any account and date range, formatted as signed PDFs with a tamper-evident hash. Statements are stored in the vault after generation so repeat downloads do not require regeneration. The hash allows third parties (e.g. mortgage lenders) to verify the statement's authenticity independently.